Copyright and trademark law
All elements of this website are protected by copyright law and belong to Capita Life & Pensions Regulated Services Limited or to other members of its corporate group (for the purposes of this notice “Capita SIP Services”). All rights reserved. The copyrights of third parties are reserved. Changes to this website by unauthorised persons are prohibited. Downloading or printing individual pages and/or parts of this website for private purposes is allowed, provided that neither the copyright marks nor any other legally protected markings are removed. Capita SIP Services will remain the owner of all software or data which you download or copy in any way from this website. Without the prior written consent of Capita SIP Services, this website (or any part thereof) may not be copied, transmitted (electronically or otherwise), linked or used for public or commercial purposes.

Downloading or copying this website or any part of it, does not confer a licence or any right to use any image, trademark, logo or software. Capita SIP Services reserves all rights to all material on this website.

Not an offer
The contents of this website are for information purposes only and are not binding, unless expressly stated otherwise. The contents of this website do not constitute a request or an offer in a legal sense or a recommendation to undertake any financial transaction or decision.

Access to the products and services mentioned on this website will not be granted to persons who are nationals of or domiciled in countries where international binding regulations, local law or regulations forbid such access.

No financial advice
Nothing in this website constitutes investment or other professional advice (whether regulated or otherwise).

No undertakings or guarantees
Although all reasonable care has been taken in setting up this website, neither Capita SIP Services, nor its employees, can offer any undertaking or guarantee, either expressly or implicitly, including liability towards third parties, regarding the correctness, completeness or up-to-dateness of its contents. Capita SIP Services reserves the right to supplement this website at any time or to change or delete any information contained or views expressed on this website. Capita SIP Services reserves the right to suspend or withdraw access to the pages of this website without notice at any time and accepts no responsibility if these pages are not available at any given time.

Capita SIP Services does not warrant and makes no representation that any information or other material accessible through this website is free of virus or other harmful components, and it is your responsibility to ensure that whatever you download from or select for your use from this website is free from these items.

Capita SIP Services can also offer no undertaking that the information set out in this website is correct or has not been interfered with owing to technical problems (whether transmission errors, technical deficiencies, interruptions, illegal interventions by third parties, or otherwise) or for any other reason.

Under no circumstances will Capita SIP Services be liable for any loss or damage, including but not limited to direct, indirect or consequential loss or damages that result in any way and for any reason from your use of the information and material provided in this website or from access to other material on the internet via web links from this website.

Data security and data protection
In the case of electronic contact or communication, your data is transmitted via a publicly accessible network. Data transmissions may cross international borders, even if the sender and recipient are both located in the same country. Even when the individual data packets are encrypted, the names of the sender and recipient may not be.

In accordance with the provisions of the Data Protection Act 1998 (as amended) (“the Act”) Capita SIP Services handles personal data (as defined in the Act) in accordance with the Act and takes appropriate measures to protect such data from unauthorised manipulation. Please note however that the world wide web is a publicly accessible system. Making personal information (including personal data) voluntarily available on-line is done at your own risk. Such data can be lost during transmission or be accessed by unauthorised parties, and Capita SIP Services cannot accept any responsibility for data security in these circumstances.

Data sent to Capita SIP Services via the internet will only be used by Capita SIP Services for the desired purposes or to ensure that the desired purpose has been successfully achieved. Please inform our Data Protection Officer if you do not wish to be so contacted.

Links to other websites/third-party contents
Activating certain links on this website may cause you to leave this website. Capita SIP Services has not checked the contents of third-party websites linked to this website and does not accept any liability for their contents or for the products and services they offer. The same applies to websites that include links to this website. The prior and express permission of Capita SIP Services must be obtained for the installation of any links from third-party websites to this website.

Jurisdiction
This website is established in the United Kingdom, and is governed by the law of England and Wales. A condition of using this website is that in the event of any dispute or proceeding regarding or arising out of the use of this website, the information contained within it, or any matters raised in this notice, you irrevocably submit to the exclusive jurisdiction of the Courts of England and Wales, and waive any objections to proceedings on the grounds of venue or inconvenience of forum.